Many homeowners who lost everything in a wildfire had no idea they were at risk. Only two states require disclosing wildfire risk to buyers in the house hunting process.
Most landlords are not required to disclose if a property is in a flood plain or has flooded before. That's a big problem in cities where climate change is driving more frequent and severe floods.
Wildfires and floods threaten tens of millions of properties in the U.S. But most Americans get little or no information about climate risks when they move.
About 15 million properties in the U.S. are prone to flooding, but patchwork and ineffective disclosure laws mean most people get little to no information about flood risk before they move.
