A recent report from the federal Consumer Financial Protection Bureau shows Georgia leads most states in harassment by debt collectors. Often these are for debts people already paid, or don’t even owe. Beth Kobliner is on a mission to make sure you and your kids don’t fall prey to one of these collectors. She is the author of the new book “Make Your Kid a Money Genius (Even If You’re Not).” She told us that it is never a bad idea to start teaching kids about personal finance when they’re really young.

Beth Kobliner is speaking Friday at 12 p.m. at the Georgia Society of CPAs in Atlanta.