Climate change, technological leaps, panicked insurers, the shifting sense of responsibility: All are powering the still-nascent, but fast-growing industry of preparing homes for wildfires.
It's increasingly expensive and difficult to get home insurance, as losses rise from climate-driven disasters such as wildfires and hurricanes. And the solutions aren't always politically popular.
Floods, wildfires, heat waves and hurricanes cause billions of dollars of property damage each year. Can federal climate scientists help the insurance industry keep up?
