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News Articles: payday lending

The fate of the CFPB, and other agencies that are similarly funded, is in the hands of the U.S. Supreme Court.

Tagged as: 

  • Business

Consumer watchdog agency's fate at Supreme Court could nix other agencies too

Payday lenders argue that the CFPB's funding structure is unconstitutional because it's not funded by money appropriated by Congress. The argument threatens the existence of other agencies, too.

October 03, 2023
|
By:
  • Nina Totenberg
A "Retail Space Available" sign is displayed in the window of a closed JPMorgan Chase & Co. branch in the Bronx borough of New York City on Feb. 22, 2019. Banks have been closing branches, a trend that has accelerated during the pandemic as more people manage their accounts online.

Tagged as: 

  • Business

'What Are We Going To Do?': Towns Reel As Banks Close Branches At Record Pace

Banks closed a record number of branches last year as the pandemic pushed more customers to online and mobile banking.

March 26, 2021
|
By:
  • Scott Horsley
The drilling rig Polar Pioneer outfits for Arctic oil exploration in 2015. A proposed rule from the Trump administration would force banks to offer financing to oil companies, gun-makers and high-cost payday lenders, even if the banks don't want to.

Tagged as: 

  • National

Trump Regulator's Rule Would Force Banks To Lend To Gun-Makers And Oil Drillers

The Trump administration is trying to force banks to make loans to gun-makers and to finance payday lenders. Critics call the move bizarre. It's opposed by watchdog groups and banks.

January 11, 2021
|
By:
  • Chris Arnold
A manager of a financial services store in Ballwin, Mo., counts cash being paid to a client as part of a loan in 2018. Consumer groups blasted a new payday lending rule and its timing during a pandemic that has put tens of millions of people out of work.

Tagged as: 

  • Business

CFPB Strips Some Consumer Protections For Payday Loans

Federal regulators issue a new rule that removes a key provision crafted during the Obama administration. Lenders no longer have to check that borrowers can repay a loan.

July 07, 2020
|
By:
  • Scott Horsley

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