The Federal Deposit Insurance Corp. has issued cease and desist orders for two Georgia banks.
They are First Cherokee State Bank of Woodstock and Atlantic Southern Bank of Macon.
A so-called "C&D" is the strongest regulatory measure the FDIC can take against a bank. It means each bank has entered into a formal agreement with regulators, and that regulators get to overhaul the institution or it faces seizure.
Georgia leads the nation in bank failures with 25 since August 2008.