Cyber Monday is one of the biggest online shopping days of the year. But as you get ready to search for deals, be aware that scammers are waiting.
Some scammers set up false retail websites, hoping to get your financial information, according to Dottie Callina with the Better Business Bureau of metro Atlanta. She said it’s best to use a credit card when you buy.
“If you end up buying on an unscrupulous website, then you have some sort of protection,” Callina said. “You can contact your credit [card] company. You can dispute the charge and, more likely than not, get your money back. If you pay with a debit card, that probably will not happen.”
Callina said the safest bet is to only buy on websites you know, and make sure when you pay, the web address begins with “https.” You can also look for a lock symbol to indicate your financial information is secure.
Callina said offers in unsolicited e-mails are often too good to be true, so do your research before buying.
She said it’s easy for scammers to take advantage of consumers distracted by all the Cyber Monday deals.
“[Retailers are] putting time limits on sales, and they’re getting everybody in a frenzy. You know, ‘You can’t miss this, this is too good to be true. Buy now, buy now!” Callina said.
Also, Callina said make sure your anti-virus and anti-spyware software is up to date.
Beware of scammers trying to steal your financial information. Legitimate businesses do not send emails asking for personal or account data after you’ve submitted an order. If you get such an email, Callina suggested calling the contact number on the website where you made the purchase to resolve any issues.