The History of the Federal Reserve Bank of Kansas City

The History of the Federal Reserve Bank of Kansas City explores the roots of this innovative banking structure.

In 1913, Congress created the Federal Reserve to bring financial stability to the nation after a number of banking panics. The Federal Reserve Act created a unique central bank. Regional offices located throughout the country and under the leadership of local directors blend with oversight from a Board of Governors in Washington, D.C. to create a public private partnership, mirroring the value Americans place on the regional distribution of responsibility and the importance of checks and balances.

Although much has changed in the decades since the Federal Reserve’s founding, its unique structure is in many ways perhaps more important today than it was nearly a century ago in providing the nation with a stable financial system.


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